Punt (apunt.ie) is operated by Seán Howlin, trading as Punt (“we”, “us”). This policy explains what data we collect, why we collect it, and how we handle it.
What we collect
Account data: When you create an account, we collect your email address and password (stored securely by Supabase). You may optionally provide your first name and institution.
Usage data:We store your module progress (which steps you’ve completed) and any calculations you choose to save. This is used to provide the service — showing your progress and saved calculations when you return.
Survey responses: If you complete the Punt financial literacy survey, your responses are stored anonymously. If you optionally provide your email at the end of the survey, it is stored separately from your responses and is not linked to them.
Analytics: We use basic analytics to understand how the site is used (pages visited, time spent). No personally identifiable information is collected for analytics purposes.
Why we collect it
We collect account data to provide the service (lawful basis: contract). We collect usage and analytics data to improve the platform (lawful basis: legitimate interests). We collect survey emails only with your consent, to send you the published research report.
Who we share it with
We do not sell your data. We do not share your data with advertisers or third parties for marketing purposes.
We use the following processors to operate the service:
- Supabase (database and authentication) — EU data hosting
- Vercel (website hosting) — EU data centres available
- Resend (transactional email) — used to send application status notifications for the Student Assistance Fund; EU data hosting available
All processors operate under GDPR-compliant data processing agreements.
How long we keep it
Account and usage data: retained while your account is active, and for 24 months after your last login.
Survey emails: deleted after the research report is sent.
Analytics data: aggregated and anonymised after 12 months.
Your rights
Under GDPR, you have the right to access, correct, or delete your personal data at any time. To exercise these rights, email admin@apunt.ie. We will respond within 30 days.
You also have the right to lodge a complaint with the Data Protection Commission (dataprotection.ie).