CALCULATOR · LOANS

Compare two loans

See how different terms and rates change the total cost.

Punt provides financial education, not financial advice. For regulated advice, consult an authorised financial advisor or contact MABS (mabs.ie) for free money advice.


Entering details for Loan A.

€5,000

3 years

9.0%

Lender type

Loan A — LIVE RESULT

Monthly payment

€159/ month

Total cost of credit

€5,724 total repaid

€724 in interest

Based on the details entered above.

Interest
Principal
Month 1

€38 interest / €122 principal

Month 18

€21 interest / €138 principal

Final month

€1 interest / €157 principal

A guide, not financial advice. Actual rates and terms vary by lender. Always check the lender’s official quote before signing. This is a comparison of the numbers you entered, not a recommendation.